Back taxes don't stop a sale. At closing, the title company pays the delinquent taxes, penalties, and interest from the sale proceeds, along with any mortgage, and the rest goes to you.
Tell us roughly what's owed and we'll factor it into a written cash offer. If the county has already filed a foreclosure, call as early as you can so we know the timeline.
How delinquent taxes grow in Butler County
Ohio property taxes are paid in two halves each year. Miss a due date and a 10% penalty is added right away, cut in half if you pay within 10 days. Interest then builds on what's unpaid. The longer it sits, the bigger the bill.
Ohio law requires county treasurers to offer a payment plan on delinquent residential taxes, and the Butler County Treasurer's office says it works directly with taxpayers rather than selling tax liens to outside collectors. If you can catch up, call the treasurer at 315 High Street in Hamilton and ask about a plan.
Source: Dayton Daily News, Butler County delinquent property taxes
What happens if the taxes stay unpaid
Eventually the treasurer can file a tax foreclosure in the Butler County Court of Common Pleas. If the court orders a sale, it's held online through the sheriff's office, and for a tax sale the minimum opening bid is just the taxes and costs owed. That means a house can sell for far less than it's worth, and the equity can be lost.
Why selling first protects your equity
If you can't catch up, selling before a tax sale lets you choose the price and pay off the taxes on your terms. The taxes and any mortgage are paid from the proceeds at closing, and what's left is yours.
If the house also needs work or you've inherited it with the tax bill attached, we buy it as-is, so you don't have to put more money in first.
Get help early
If you've received a foreclosure notice, the deadline to respond is short, so read it right away. Free legal help is available through Ohio Legal Help. And if you just want to know what a sale would leave you with, we'll give you a written number with no obligation.
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